The Basics Behind a Payday Loan

When times are tough, you may feel that you have no one you can turn to for help. Unexpected bills, medical expenses, and repair costs can all sneak up on you when you are least prepared. If you can’t afford to wait until payday, then a payday loan might be a good option for you.  You can get approved as fast as today and get your money as soon as the next business day.

What Is A Payday Loan?

Unlike a typical bank loan, a payday loan is cash provided to you by a lender that is based on your job income. A bank loan requires extensive paperwork and credit checks before you can be considered for a loan. In most cases, a bank will require you have excellent credit and funds can take up to two weeks before they are dispersed. When time is of the essence, you need money fast. A payday loan can put money in your bank account as soon as the next business day, if approved.

Our network of lenders works with all credit.  So you can still request a payday loan, even if you have less than perfect credit.  There are a few simple requirements:

1. Have been employed for the past 90 days
2. Provide proof of income
3. Have a working phone number and e-mail address
4. Have a bank account with your name on it
5. Be at least 18 years old and a U.S. citizen or permanent resident

With these easy requirements you can be on the fast track to getting a payday loan for your emergency expenses. Depending on your income, you may be eligible to borrow up to $1,000. You can get approved as soon as today, and get your money as fast as the next business day.

What Can I Use My Payday Loan For?

You never know when a last minute expense is going to pop up. Covering the cost of these expenses can leave you feeling stressed about how to make ends meet until your next payday. With a payday loan, you can lose the stress and enjoy the relief of having the cash you need as soon as the next business day, if approved.

You Can Use Your Loan However You Want, Including:

• Medical Emergencies
• Car Repairs
• Education Costs
• Unexpected Bills
• Late Fees/Overdraft Charges

Whatever your emergency need, a payday loan has you covered. Your lender can approve you for up to $1,000, depending on your income. It is advised that you only borrow what you need. You will have to pay back your payday loan, usually on your next payday, and any interest and processing fees owed on the amount. Since the amount of interest coincides with the amount you borrow, be sure to only borrow enough to cover your emergency costs.

I’m Ready to Borrow – What Next?

The process of requesting a payday loan is quick and convenience.  If you meet the requirements listed above, complete and submit your loan request form, which will then be sent to our lender network for review. You can be approved as soon as today, and you can get your money as quickly as the next business day.

Your loan will likely be due for repayment on your next payday. Most lenders can arrange to have your payment direct debited from your bank account on your due date- taking the hassle out of remembering to repay your payday loan and writing checks. Get started now!